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Private Medical Solutions
Unit 37 Baildon Mills
Northgate
Baildon
Shipley
West Yorkshire
BD17 6JY
1 The Financial Services Authority (FSA)
The FSA is the independent watchdog that regulates financial services. It requires us to give you this document. Use this information to decide if our services are right for you.
2 Whose products do we offer?
Insurance
[ X ] We offer products from a range of Insurers for Personal & Group Private Medical Insurance.
[ ] We can only offer products from a limited number of Insurers.
[ ] We only offer a product from a single insurer.
3 Which service will we provide you with?
Insurance
[ X ] We will advise and make recommendations for you after we have assessed your needs for Personal & Group Private Medical Insurance
[ ] You will not receive advice or recommendations from us for Personal & Group Private Medical Insurance
We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.
4 What will you have to pay us for this service?
Insurance
[ ] A Fee
[ X ] No Fee, we will be paid a commission from the insurer with whom we place your business
You will receive a quotation which will tell you about any other fees relating to a particular insurance policy.
Private Medical Solutions is a trading name of Stuart Black Limited (company reg. no. 4636335) of Po Box 510, Keighley, West Yorkshire BD21 9BD who are authorised and regulated by the Financial Services Authority. The FSA regististration number is 300185.
Stuart Black Limited permitted business is advising on and arranging regulated mortgage contracts and advising on and arranging regulated insurance contracts.
You can check this on the FSA’s Register by visiting the FSA’s Website www.fsa.gov/uk/register/ or by contacting the FSA on 0845 606 1234.
6 What to do if you have a complaint?
If you wish to register a complaint, please contact us:
….in writing Write to Stuart Black, Complaints Officer, Private Medical Solutions, P O Box 510, Keighley, West Yorkshire, BD21 9BD
….by phone Telephone 0845 475 9990
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
7 Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
Insurance
Insurance advising and arranging is covered for 90% of the claim, without any upper limit.
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